Alfred

Money

Banking, subscriptions & cashflow

demo data
Net cash
£18,240
all accounts
Income
£4,120
this month
Spend
£2,380
this month
Subscriptions
£214
17 active

Accounts

  • ST
    StarlingAPI
    £6,420
  • VI
    Virgin MoneyOpen Banking
    £9,910
  • AM
    AMEXStatement
    -£1,910

Upcoming bills · 35 days

£29
  • 2dSpotify£12
  • 5diCloud+£3
  • 11dNetflix£11
  • 18d1Password£3

Subscriptions you could cut

save £31/mo
  • 1Password→ self-host Vaultwarden£3/mo
  • Google One→ self-host Nextcloud / Immich£8/mo
  • YNAB→ self-host Actual Budget£12/mo
  • Audible→ self-host Audiobookshelf£8/mo
Phase 2 — wiring

Planned for this module

Scaffolded and ready to wire to live data. Here's what lands here:

  • Starling — set STARLING_TOKEN on the agent for live balances + transactions
  • Virgin Money — via Enable Banking (register the app, one-time consent)
  • AMEX — upload a CSV/OFX statement (button above) — works today once the agent is live
  • Auto subscription detection with next-charge estimates + price-hike alerts
  • Unified ledger across all accounts